Monday, September 26, 2022
HomeMutual FundCreate a whole monetary plan!

Create a whole monetary plan!

The freefincal robo advisory software is now accessible on Google Sheets. You should utilize it to plan from begin to end for retirement (early, regular, earlier than and after), non-recurring monetary targets (little one training) and recurring monetary targets (holidays, home equipment and so forth.).

The software would assist anybody from ages 18 to 80 plan their retirement with an in depth money movement abstract, six different non-recurring monetary targets, and 4 different recurring monetary targets.

Greater than 1000 buyers and monetary advisors are utilizing the software. The software was lately featured within the Financial Occasions: Meet Pattabiraman, the person who helps many plan a greater retirement by way of his calculators.

All inputs are absolutely customisable. It may be used for business use as effectively. Customers will get all future updates as effectively.  

Presentation: The software is out there

  • as an Excel file with macros. It should work on Mac Excel and Home windows Excel.
  • on Google Sheets with scripts (a substitute for Excel macros)

This can be a screenshot of the Google Sheets editions. The screenshots and video guides under for the Excel version additionally apply to the Google Sheets Version.

Screenshot of the Robo Advisory Device Google Sheets Version


There are 9 Sheets with the next steps. An in depth video information is out there.

Video Information

Click on to play

Robo Advisory Software program: Learn me First

That is the end-user license settlement. The consumer should comply with this upon first use.Robo advisory software free download

Step 1: Age of the consumer

A easy answer is supplied for ages 18 to 25 with out additional enter. Older customers will likely be requested if they’re married or not and directed to the following sheet.


Step 2 Retirement Inputs

You may enter particulars related to creating your retirement plan right here

blank You may embody as much as three post-retirement earnings streamsblank

Step 3 Retirement Planning

This sheet tells you the funding technique to be adopted earlier than retirement (and as much as retirement) with clear asset allocation break-up and funding portfolio administration options.


If you’re retired, you possibly can get hold of an opinion concerning the well being of your retirement corpus.

blankand an in depth retirement bucket funding technique in case the corpus is sweet sufficient.

blankYou may play this simulation sport to know how the bucket technique works: The Retirement Bucket Technique Simulator


Step 4 A: Non-recurring Targets

You will get a whole funding technique for one-time targets like your kids’s training, a enterprise and so forth.


Step 4 B: Recurring Targets

It’s also possible to plan for recurring targets like a vacation each different yr, or a brand new automotive or iPhone each few years.


Step 5: Prompt Product Classes + “PlumbLine”

Funding options for monetary targets are listed right here. As well as, PlumbLine gives a set of mutual funds to take a position.


Step 6A: Impartial portfolio vs Unified portfolio

The money movement for 2 totally different portfolio fashions is out there. You may see the video for extra particulars.


This can be a screenshot of step 6A.


Step 6B: Money Movement

Impartial portfolio


Unified portfolio


Video Information

Find out how to use the Robo Advisory Device to examine if you’re able to retire

Get the Robo Advisory Device

All inputs are absolutely customisable. It may be used for business functions as effectively. As of Could 2022, 1000+ buyers and monetary advisors are utilizing the software. Customers will get all future updates as effectively.

Google Sheets Version (with scripts): Get the robo software by paying Rs. 5160 (Google Sheets version; On the spot Obtain. No refunds allowed). One-time buy.

Excel Version (with macros): It should work on Mac Excel and Home windows Excel.

Get the robo software by paying Rs. 5160 (Excel version; On the spot Obtain. No refunds allowed). For assist, write to freefincal [AT] Gmail [DOT] com. Please obtain the file and open it through Excel. One-time buy.

Outdoors India? Then use this Paypal hyperlink to pay USD 80 (Kindly write to freefincal [AT] Gmail [DOT] com after you pay).

Beta Testing Workforce: The robo software  was examined and enhanced by a group of buddies and readers for over a month: Anirban Ghosh, Anish Mohan, Dashrath Memane, Guru Rudagi, Lokesh Shah, Mahesh Bangadkar, Muthu Krishnan V, Niranjan Kaushik, Prajal Sutaria, @Prashanth_Krish (Twitter deal with observe him!!), Srinivasan SR, Sajo C Mathew, Prof. Shriram R, Srinivasan Sundararajan, Sumit Nisal, Vignesh Baskar, Balaji Swaminathan, Amarnath Reddy. I’m indebted to their time, effort, consideration and dedication. With out their assist, this launch wouldn’t be attainable.

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